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Variable interest rate loanhe standard variable rate loan comes with many options and the interest rate fluctuates depending on market conditions. You have flexibility of making additional repayments without penalty and the ability to redraw those additional repayments you have made at any time.
Fixed interest rate loanA fixed interest rate loan allows you to fix the interest rate for a period of time, generally between one and five years. Some lenders have fixed terms of up to 15 years.
Line of CreditThese loans provide the ultimate in flexibility. Your total income is deposited into the loan account thereby reducing the balance immediately. As interest is charged daily on the outstanding balance, while that money sits in the loan account the interest charged will be lower.
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3/300 Flinders St,
South Australia 5000